Forbes: FIS & Paydiant Modernize ATMs By Replacing Cards With Mobile Authentication

Using a card to withdraw money from an ATM is about to become so 20th century. FIS and Paydiant, now a part of PayPal have launched a way to access ATMs with a QR code on a smart phone, which avoids the risk of card skimming and lost or stolen cards while reducing the time standing at an ATM to a few seconds. Coming sometime in the future will be the ability to send the code to a friend or family member so they can withdraw cash from your account through a convenient ATM — a good way to provide emergency funds to a student away at university.